The smartest way to grow & compound
your capital securely
Deploy capital directly to hand-picked creditworthy borrowers and accumulate consistent returns with transparent escrow tracking.
Financial Services Hub
Interactive Calculators Hub
Plan your investments and borrow requirements with instant projections
What brings you to Paipai Money?
Select one option to continue
Direct Peer-to-Peer Financial Network
Lend directly to earn up to 12% p.a., or apply for instant personal credit lines & utility hub routing.
P2P Yield Calculator
Accrue solid returns of up to 12% p.a.
Investor Onboarding Stepper
Step 1 — Create Account
Account verified: Mobile + OTP, email verified, secure credentials setup
Step 2 — KYC & AML screening
PAN eKYC Verification, face liveness check, and PEP sanctions screening
Step 3 — Link Bank & Mandate
Penny Drop validation & UPI AutoPay setup
Step 4 — Add Funds to Wallet
Load investment capital safely into wallet
Simulating velocity monitoring, source-of-funds verification, and anti-chargeback compliance protocols.
Step 5 — Choose Investment
Select P2P Borrower investing category
Step 6 — Sign Disclosures
Accept investment terms & risk notices
Step 7 — Allocation & Settlement
Allocate escrow funds & generate certificates
Deploying wallet funds to the selected borrower pool...
Step 8 — Ongoing Servicing
Active dynamic dashboard tracking yields
📄 Staging Manual Submission
Investor Dashboard
Live Escrow accounts tracking
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Portfolio Risk Profile & Statements
Borrower Onboarding Portal
Unified 6-Stage Loan Application Stepper
Step 1 — Loan Application Details
Step 2 — KYC & Biometric Screening
Step 3 — Credit Underwriting Result
Click to upload mock files to verify the condition precedent
Step 4 — Key Fact Statement (KFS) Sheet
Step 5 — Fund Disbursement Splits
Co-lending router matches you with multiple NBFC partners to fund your request:
Your active loan repayment & servicing details are displayed on the right.
Paipai Credit Repayment Desk
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Repayment Schedule Plan
| # | Due Date | Principal | Interest | EMI Due | Status |
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Financial Servicing Ledger
Submit your borrower application and proceed through the stages. Once disbursed, your amortization ledger, statement downloads, and foreclosure tools will be active here.
Credit Line & BNPL Portal
Access instant credit lines up to ₹1,00,000
Step 1 — Apply for Credit Line
Step 2 — Eligibility & Limit Assignment
Step 3 — Key Fact Statement & Line Agreement
Credit Line Activated!
eNACH mandate setup is successfully linked and digital agreement is signed.
My Virtual Credit Line
Simulate Merchant Payment
Repay Outstanding Bill
Credit Line Transaction Ledger
| Reference | Type | Amount | Details | Date |
|---|---|---|---|---|
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Active Card Desk
Submit your Credit Line application and eSign the agreement to activate your virtual card. Your simulated payment portal and transaction ledger will appear here.
BBPS Payments Hub
Pay credit cards and utility bills instantly
Awaiting Invoice Submission
Provide payment parameters on the left to trigger the BBPS router gateway
3D Secure Card Verification
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SBI Card Payment
B2B Partner Portal
Onboard employers for salary advance programs